Mortgage Life Assurance is designed to pay out a cash lump sum to help pay off your mortgage should you die within the term of the policy. This means your loved ones could continue to live in the family home without having to worry about the mortgage.
Mortgage Term Assurance
Like Level term assurance, the policy pay out a cash lump sum guaranteed for a fixed term.
Mortgage Decreasing Term Assurance
This is designed to help protect a repayment mortgage, so the cover reduces roughly in line with your outstanding mortgage.Neither policies hold any investment or savings element so have no cash in value.
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